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Reach those Goals

When you SEE your Progress you'll stay focused and motivated!

5 Steps to Crush Your Money Goals

Step 1: Get a chart

Step 2: Print it and fill in your numbers

Step 3: Color in your chart up to the new balance every month

Step 4: Feel the weight lifting!

Step 5: WIN! & Repeat

Why Chart your Goals?

See your Progress

Too often we focus on how far we have to go and don't even realize how far we've come. Seeing the whole picture of your progress inspires you to keep going.

Make better Choices

It's surprisingly motivating to know that saving just a few dollars means you can color in another space on your chart! You'll be more intentional with your money.

Stick to your Goals and WIN!

When you see your progress, and make better choices, you're on your way to reaching your goals faster than ever before! 

Join our Worldwide Family

Debt Free Charts have been used by over 150,000 people from 143 countries, and we'd love for you to be part of our world!

Hi! I'm Heidi

I'm thrilled that you are here! I just love helping people like you make a game out of your goals so that you can have fun along the way, stick to your goals, and finally WIN with money and create the life of your dreams! So grab some charts and get started today!

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Amazing way to start a new year in a new way

I started off with checkbook registers as a child. I had microsoft money when I went to "grow up" with my first computer in the past before they discontinued it. It makes me sad as I did like that despite never using it for any budgeting purposes persay but having all my bills in it for a 12 month view made it pretty easy to "visually budget". I've tried quicken for pc and for mac and it's okay until they force me to upgrade to the next year version. I've tried simple excel worksheets and complex ones. NOTHING seems to keep me motivated now that I'm getting serious about getting out of debt. I started this at the beginning of 2021. I downloaded several of Ms. Nash's bundles and separate sheets and what I've found that works for me is a mixture of them all (despite some being pretty much the same thing but slightly different). Going back to what first worked... I incorporated all her forms with a simple checkbook register (but printed on computer paper instead of the tiny book) and it's all in a binder. I went fancy with the heavy duty "better" binder from staples and pre-printed monthly dividers. I've colored in nearly all the monthly quotes which definitely make me think and make things more fun. I bought colorful erasable pens and what I've found by pulling out this book which is mostly Ms. Nash's charts, I'm actually looking forward to having some "color time" while updating bills/income/etc and I spend more time paying attention to the numbers than I ever had before. I second guess purchases to make myself not have to "write" as much down AND.... I'VE GOT MY HUSBAND ON BOARD!!! By putting it on paper with all my "silly colorful charts", my husband is looking at them and pulling the book out on his own to look at how things are going. In our 8 years of marriage and 10 years of being together, honestly, I've always handled the money stuff and he just expected things to work out. When stress of "how is this going to end up" when I started my Dave Ramsey journey a few years ago, it definitely doesn't work well when only one is on board. Finally, this method has brought us together. Granted, he DOESNT write anything at all down, but he's very interested in seeing how we made the goals and what we're looking like through the month. We are dreaming of the future for the first time! SO EXCITED!

I love the Debt Free Chart

Amazing Tool...Easy to use, keeps you accountable, you see the results and you want to keep going. I do recommend using this chart.

Exactly what I needed - 30 day challenge

Sometimes you need a short time based goal to kick you into gear and get you to focus on a 30 day challenge, 1 day at a time. This pack is exactly what you need. And I needed. Sometimes it’s just easier to focus on a 30 day goal to keep you going into long term changes. This pack is perfect, love it.

Create a habit!

I love these charts! They say it takes 30 days to create a habit, well this chart will keep me on track for that! So excited.

lOVE ALL THE CHARTS

I keep coming back for more charts.