5 Steps to Crush Your Money Goals
Step 1: Get a chart
Step 2: Print it and fill in your numbers
Step 3: Color in your chart up to the new balance every month
Step 4: Feel the weight lifting!
Step 5: WIN! & Repeat
Why Chart your Goals?
This finance planner pack has EVERYTHING you could possibly need! For the visually motivated, the at-a-glance pages are amazing, and will definitely provide motivation during an off month or a period of discouragement. There are trackers for credit score, net worth, debt, and even gratitude, and in fact, every facet of a personal finance journey is touched in this packet, whether you're climbing out of debt, tightening a budget, or planning ahead for future expenses, growth, or retirement. Quarterly goal pages partner with long term planning to provide stepping stones to any vision, big or small, while a separate individual goal tracker provides the encouragement to break down not just the what, but the how and why of your future plans. Just as importantly, there are pages to track wins and gratitude, and those alone make this one of the most complete financial packets I've seen. Very few tackle the emotional side, so I'm especially grateful for those elements. If you want to organize and take control of your finances, there's no better place to start than this packet. You don't have to be in debt nor do you have to be OUT of debt for this to be an incredibly useful tool: it will work for absolutely anyone, and that includes YOU!
This chart turns out so beautiful the more you get to fill it up! It encourages me so much to keep saving and paying off debts because I want to see the end product so bad! Love this one!
Using these charts have helped me saved money for the first time in my life! I'm hooked for sure. Thank you!
The charts I am finding that Heidi has came up with have been a lifesaver in my get out debt journey. To color in just one square makes me feel so accomplished (even though I know u have a long road ahead of me). Thank you Heidi for offering free charts to help people like me achieve their goal!!
I love this chart! I had a few other student loan charts from other places that I abandoned to use this one. The others were too difficult to tell what I had accomplished. I loved that it was easy to track and was just the words. The simpler the better for me! I actually just paid off my loan last month, so as much as I love this chart I'm glad to be done :)
As soon as my 12 year old son saw this, he begged me for a copy. He's not even sure what he wants to save toward, but he wants to (legitimately) fill in this chart! LOL. I'm all for anything that gets my kids excited about saving, but I have to admit, this is a personal favorite of mine. This game was my all-time favorite!
I'm in a very fall mood right now, and I also like to stash cash amounts without worrying too much about the total, and this chart works perfectly for both purposes. I chose a different fall-like color (or for spring or summer, shades of green) for 1s, 5s, 10s, and 20s, and whichever amount I manage to slip into the safe, I color a leaf in the corresponding color. So I end up with a colorful tree and a way to track how much cash I have, but it's also not obvious. When the tree is full, I'll have a very nice addition to whichever sinking fund or cash-flowed expense needs it most!
You just made my day, week, month! 😍 I LOVED playing super Mario as a kid, brings back so many good memories. Thank you for taking the time to do these wonderful charts and for all your efforts!
I’m in love with this chart, I’m using it as my savings, every leaf is $20, love the tree theme.
This will be the chart my teen son uses to save for his first car. He loves it! (I do, too!)
When I showed this chart to my granddaughter, she squealed in delight and said she had to have it! She just started saving for new Nintendo Switch controllers. She loves playing Mario Kart so this is just the incentive she needs!
Who has ever said "Money doesn't grow in trees?" This chart gives you that money tree! So clever! I think it's my absolute favorite!
I have tried to draw my own visualizations for my journey to a debt free life in my bullet journal. Unfortunately, I am not artistically inclined, nor do I have the patience to sit for hours to make one of these. When I found these they were an absolute lifesaver!! I have tossed my bullet journal in favor of a bullet binder of sorts...utilizing these charts to help me see my progress and stay on track!
I can't say enough good things about these charts - what I really love is that they help you see your debt as smaller units or blocks so it doesn't seem as intimidating. Plus, it's a lot of fun AND motivating when I get to color what I've just paid. I wish I had found these sooner than I did!
So. Much. Fun. Forget your boring old debt thermometer, wouldn’t you rather win at Tetris with a perfect board? Ahhh the goals of the 90s!