Starter Emergency Fund

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Put some distance between you and the edge by stashing every extra penny you find in your first ever Emergency Fund and feel the relief that comes with knowing that those little things won't derail your progress any more.

$500, $1000, $2000 - Wherever you are starting from, this chart will help you get there!

Both the Original black background and the Outline versions are included, you get them both automatically!

This is a digital download, you get immediate access, and can print as many times as you like. Nothing will be shipped.

All products on this site are for your personal use only.

AWESOME!!!

These charts make it incredibly easy to save money and visibly see your progress in a fun way. There's something about the odd satisfaction of coloring in the last line. Its like putting the last piece in a 5000 piece puzzle. It is also a great of keeping yourself accountable and really discerning between wants and needs. I highly recommend these money saving sheets. Thank you Heidi for making saving and getting out debt an enjoyable experience.

Ready Set Go!

It's a great way to start saving for an emergency fun. I chose the version with no black fill in so I get to colour more and I love how it's looking.

Great resource

I printed and started using the debt free charts 10 days ago. Visualizing my progress makes me even more determined to pay debt off ASAP. Grateful for these resource

Starter Emergency Fund

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Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Starter Emergency Fund

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