Visa Tracking Chart

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Pay off those credit cards from smallest balance to largest. Don't be tempted to pay off the card with the big balance and high interest rate first. That may sound logical, but you are more likely to lose your momentum when the number is big and you don't see quick progress. Getting out of debt isn't about Math, it's about Momentum.

Both the Original black background and the Outline versions are included, you get them both automatically!

This is a digital download, you get immediate access, and can print as many times as you like. Nothing will be shipped.

All products on this site are for your personal use only.

So helpful

The chat is so helpful and has really helped motivate me. Being a very visual person the use of these charts has been a game changer in my financial journey!

Visa Debt

Super cute and specific to my goal to pay off my visa card

The BEST CHARTS EVER!!

I feel like without these charts I couldn’t stay motivated to do what was needed on my debt free journey they have been a life saver!!!

Visa Tracking Chart

Teaching kids- visual

1 2 3

Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Visa Tracking Chart

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