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My Favorite Resources

What book should I start with? 
How do I start a budget? 
Which budgeting app is the best? 
Where should I keep my sinking funds? 

To answer these common questions, I've decided to put together a resource page with links to all my favorites. Yes, some of these are affiliate links, but I'd recommend them regardless, cuz I just love them so much!

I've put a lot of my favorite books (and coloring resources) on one Amazon page that you can see here.


Total Money Makeover - The best book for getting you fired up to attack your debt and change your family's finances forever. Most libraries will have this book, so check there first.

Your Money or Your Life - This classic book has been helping people mind the gap between their income and their expenses for over 40 years. A great next step after Total Money Makeover.



You Need A  Budget (YNAB) - Using YNAB was a game changer for us getting our finances in order. The first zero based budgeting software, this program actually shows you how much money you have left to spend in each category, and lets you roll with the punches with easy transferring of funds between categories. Plus they have a free 34 day trial! 

Your Sunny Money Method - If your finances are a mess and you just don't know where to start, or if you simply want someone to take you step by step through the process of budgeting and getting all your finances in order, this online course by Sami Womack is calling your name. Sami and her husband got out from under a giant $490K pile of debt, and her she is ready to take you by the hand and show you how to do it too. She's generously offered you a $10 discount for signing up through my link



Capital One 360 - I love my Capital One 360 account, because I can set up as many sub accounts as I want. So perfect for sinking funds (saving for known upcoming big expenses) as it keeps the money out of my local checking account. I've got it set up to auto transfer the day after payday so that I'm automatically saving for things like vacations, car repairs, car replacement, property taxes, and more. Sign up through my link and get a $25 bonus when you open a 360 Savings, and up to $100 when you open a 360 Money Market account.



Vanguard - We have two Roth IRA accounts with Vanguard, one for each of us, and we do our best to max out the contributions each year. We hold the majority of our Roth funds in Vanguard 500 Index Fund Admiral Shares (VFIAX) and have liked the return even when the market slips. Note: I am just sharing the fund we use for ourselves, I am not a financial advisor and am not giving financial advise, just sharing what we do.



Let customers speak for us

2703 reviews
she duck
Love it

Working through debt with your teen has never been more fun! Thank you.

Debt Free Charts

Love them! So good to see my progress when the leaves are coloured in!

Love that this one has 200 spaces

I really like that this one has 200 spaces. I have had a Dave Ramsey chart hanging on my refrigerator for 7 years but you don't get to update the mortgage payoff very often. I downloaded this one because every house payment is one block right now. It helps to make progress you can see EVERY SINGLE MONTH. Thank you for this incentive!

Stupid Tax
Awesome chart

I was very sad to use this chart because my tax really is stupid, but I love that I can track my progress so easily. It makes me feel good to know that I'm getting rid of the stupid tax!

Debt Free Chart
Darlene Tremblay
Love the charts

Printed out a few and couldn’t wait to start using them.
They were designed very well.
Thank you for creating them.