I was delighted to find this debt-payment tracker offered for free! I searched through a lot of options and was really happy to find this one, which is exactly what I needed. By breaking the debt I'm focusing on paying off into 100 squares and providing markers along the way at regular intervals, I find that I am motivated to find ways to color in the squares! Breaking a big debt into little pieces, and then being able to color in those pieces as I go, gives such a satisfying and uplifting energy to the debt repayment process. I've been so positively motivated that in just the first week, I paid off nearly 25% of this debt that had felt impossible and overwhelming! I would recommend this tracker highly to anyone whose brain is like mine--satisfied and motivated by doing lots of little bits and visually seeing them filled in on the chart--as a way of accomplishing a bigger goal. There's just something really satisfying about all of it--the size and shape of the squares, the font, the way the goal is at the top and you work toward it. Thank you to Heidi for this creative, fun chart that makes paying off my debt actually feel like a fun game!