*** Now in Print! Check out MONEY GAMES the book! ***

Getting Started

Not sure where to start or what charts to get?

Here is the simple Baby Steps plan for getting out of debt popularized by Dave Ramsey and the charts that go with each step:

Baby Step 0 - Get current on any past due bills.

Baby Step 1 - Save up a $1000 Emergency Fund. 

Baby Step 2 - Pay off all your debts, except for the mortgage.

There are 20+ FREE Baby Step 2 charts, just choose the charts that fit the debts you have to pay.

Baby Step 3 - Save up a big Emergency Fund of 3-6 months of expenses (not income, just bare bones expenses).

- Baby Step 3B - Save up for a house down payment.

Baby Step 4 - Save 15% of your income for retirement.

Baby Step 5 - Save for your kids' college education.

Baby Step 6 - Pay off your home mortgage.

Note that steps 4-6 often happen simultaneously. 

There are lots more charts than are linked above, to see them all simply browse through the All Charts tab. You can filter the charts by using the drop down at the top left of the charts page so that you see only Savings charts, Medical charts, Education charts, and so on.

And check out the All Access Pass, where you can get access to EVERYTHING for a full year at for a screamin' deal!

Reviews

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Book tracking chart

Love it! I use this with my grandson who's in the first grade. He's learning to read and loves coloring a book on the chart every time he finishes reading me a book. It's great to watch him gain confidence in his reading and see how excited he gets when he see's his progress on the chart. Thank you!!! :)

Debt Free Coloring!

I absolutely LOVE and appreciate the free coloring designs. Coloring each page definitely is therapeutic for me and the sayings are inspirational and provide me with motivation to keep on my debt free journey 💙 I use them in my budget binder and on the wall in my office area. Thank you so much for sharing these wonderful creations 🥰🙏

Helpful Charts!

The charts are very helpful with keeping me on track with my debt cancellation. Having them to color and see my progress makes this journey more rewarding.

SO helpful and clear. I can see a way out of debt!!

Can I just say a HUGE THANK YOU for these charts!
Having a visual direct plan has given me clarity on my “get out of debt AND STAY OUT” journey.
Thanks again, with gratitude.

not what i expected