Getting Started

Not sure where to start or what charts to get?

Here is the simple Baby Steps plan for getting out of debt popularized by Dave Ramsey and the charts that go with each step:

Baby Step 0 - Get current on any past due bills.

Baby Step 1 - Save up a $1000 Emergency Fund. 

Baby Step 2 - Pay off all your debts, except for the mortgage.

There are 20+ FREE Baby Step 2 charts, just choose the charts that fit the debts you have to pay.

Baby Step 3 - Save up a big Emergency Fund of 3-6 months of expenses (not income, just bare bones expenses).

- Baby Step 3B - Save up for a house down payment.

Baby Step 4 - Save 15% of your income for retirement.

Baby Step 5 - Save for your kids' college education.

Baby Step 6 - Pay off your home mortgage.

Note that steps 4-6 often happen simultaneously. 

There are lots more charts than are linked above, to see them all simply browse through the All Charts tab. You can filter the charts by using the drop down at the top left of the charts page so that you see only Savings charts, Medical charts, Education charts, and so on.

And check out the All Access Pass, where you can get access to EVERYTHING for a full year at for a screamin' deal!


Let customers speak for us

3416 reviews
Home Tracking Chart
Stephanie V V
Exactly what I needed!

I love coloring pages, especially if its because I am working towards a goal. This keeps me motivated to continue to save. I am a repeat buyer and would recommend these purchases to anyone.

Great store

AMX Chart

I used this chart to color code every box until my bill was paid! I used 4 colors I new when I got to the color Green …I was in the money and done!!! I love all of the charts I ordered!

Spending Tracker
Linnea Moore
Helpful for Tracking Wants and Needs

I have tried other spending trackers and found that just saying amounts wasn't all that helpful- for me to have to justify my purchases to myself as wants and needs has been helpful in reducing unwanted, unplanned purchases. I can't wait to see how this helps long term!