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Spending Tracker
Spending Tracker
Spending Tracker
Spending Tracker

Spending Tracker

Regular price $0.00 Sale

Overwhelmed and don’t know where to start with getting your money in order?

Or finding that you’re still overspending and you can’t seem to stop?

I created this new FREE Spending Tracker for you!

What’s unique with this tracker are the columns for WHY you made the purchase, and for marking whether the purchase was a Need vs. a Want, and Planned vs. Unplanned.

I’ve also included a section at the bottom to categorize and tally up the totals for each category. At the end of each week color code your categories (however you like, just be consistent week to week) and total them up to see where you tend to have higher spending and where you could do some adjusting.

I like highlighting each category in a different color, it not only organizes the info but helps you to see patterns too.

I save red for marking the wants and unplanned spends, and green for marking the needs and planned spends. The goal is to have as few double red spends as possible, and note the unplanned needs, those items might be an indicator of a sinking fund you need to start.

Use one tracker a week for four weeks and see with new clarity where (and why)your money leaks are happening.

Or continue to use every week as part of your budgeting system.

Print this tracker and carry with you to record your spending every week.

The main goal for this chart at the beginning is simply awareness.

As you keep tracking your spending work on having less and less of the unplanned purchases and the wants.

Learn about why you spend and notice patterns.

Use what you learn to help you plan your budget.

 

The PDF comes with the Instructional page.

This is a digital download, you get immediate access, and can print as many times as you like. Nothing will be shipped.

All products on this site are for your personal use only.

 

Customer Reviews

Based on 82 reviews
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Sabrina Collins
This is awesome!

This has made me realize just how much I am actually spending outside of my “budget”. I did not realize how many things that come up that I never thought to consider which lead me to putting it on credit. Thank you!

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Syreeta Hart

Spending Tracker

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Loretta Akridge
Cute and easy to use

Motivational fun way to track debt and spending habits!

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Stephani Ouimette

Spending Tracker

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Lynn E Hurd
Spending tracker

Enjoying how it is helping me stay on track with my spending. Very helpful for a visual budgeting

Reviews

Let customers speak for us

3978 reviews
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Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.