Spending Tracker

Overwhelmed and don’t know where to start with getting your money in order?

Or finding that you’re still overspending and you can’t seem to stop?

I created this new FREE Spending Tracker for you!

What’s unique with this tracker are the columns for WHY you made the purchase, and for marking whether the purchase was a Need vs. a Want, and Planned vs. Unplanned.

I’ve also included a section at the bottom to categorize and tally up the totals for each category. At the end of each week color code your categories (however you like, just be consistent week to week) and total them up to see where you tend to have higher spending and where you could do some adjusting.

I like highlighting each category in a different color, it not only organizes the info but helps you to see patterns too.

I save red for marking the wants and unplanned spends, and green for marking the needs and planned spends. The goal is to have as few double red spends as possible, and note the unplanned needs, those items might be an indicator of a sinking fund you need to start.

Use one tracker a week for four weeks and see with new clarity where (and why)your money leaks are happening.

Or continue to use every week as part of your budgeting system.

Print this tracker and carry with you to record your spending every week.

The main goal for this chart at the beginning is simply awareness.

As you keep tracking your spending work on having less and less of the unplanned purchases and the wants.

Learn about why you spend and notice patterns.

Use what you learn to help you plan your budget.