A great tool for tracking my spending so that I can check in with myself whether my budget is realistic.
I love that this allows me to indicate whether spending is need/want and planned/unplanned in addition to categories. For me, it's just right without excess complexity.
I love that it asks the why behind the purchase. This helps me to identify patterns and spending triggers.
It's nice to have an outline to go by. All you have to do is fill in the blanks. This helps my husband and I stay on the same page and can pin point what we need to work on instead of placing the blame every month.