Debt Free Christmas Tracking Chart

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Christmas, Christmas, Christmas! It's a wonderful time of the year, full of travel, family and gift giving. But that doesn't mean it's a time to reach for those credit cards. Use this chart to track your savings goal progress and pay cash for Christmas!

Also can be used as a Christmas Countdown chart, begin it September 16th.

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Debt free charts

Brilliant charts to keep me on track with my budgeting

Amazing

Love these charts soo much!

Debt Free Christmas

Super cute for Christmas

I haven't started using it yet (I save for Christmas starting in July), but it looks super cute! I have used several of these Debt Free Charts, and love seeing my progress this way!

1 2 3

Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Debt Free Christmas Tracking Chart

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