Christmas Tracking Chart

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Christmas is not an emergency or an excuse to rack up your credit card debt. It comes around every year, conveniently at the same time, so save up for it.

Track your Christmas Fund savings goal with this Christmas Tree chart and have a debt free Christmas!

This chart works for any savings goal amount and any amount of time. Set your goal amount, and as you save, color in the lines (each line represents 2% of the goal).

For more on using this chart, see the How To tab below.

Both the Original black background and the Outline versions in one file, you get both automatically!

You might like these Christmas Savings charts too!

Debt Free Christmas Game Chart & 100 Christmas Doodles pack

Christmas Chart

This is a great product!! We have already saved half of our Christmas goal and are very motivated to fill up the whole chart as soon as possible.

Christmas Tracker

I love this printable and a lot of the resources from DFC

Awesome

It's exactly what I needed to see what I have saved!

Starting my sinking funds

This chart really help visualize my sinking fund for Christmas this year!

Can't wait to start saving

These charts are such a fun way to start saving for Christmas! It gives me a tangible way to start working towards our Christmas goals. I plan to keep it all in a separate sinking fund so it's all there as I save throughout the year!!

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Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Christmas Tracking Chart

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