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FREE Charts

For the beginning of your journey, Baby Steps 0, 1 & 2 - from saving up your Starter Emergency Fund to paying off your debt (except the house). If you are brand new to the Baby Steps, here is a quick overview.

All charts are delivered automatically in PDF format for you to print yourself.
If you only select FREE charts, the checkout system will skip over the billing information.

I want to help 250,000 people with Debt Free Charts, so please share this page with anyone you think could use some free charts to help them on their debt free journey.

Looking for other charts? There are lots more here.

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motivational charts

I love this online store, I purchased free and paid charts. I am in love with them.

IRS Tax tracker

I love it!! It keeps me on track to pay off this debt. I use other forms from this company and it is so nice to see the progress and to celebrate completion of debts!!

I love these charts for training my debt snowball!

Perfect if you like visual progress

I like this simple tracking sheet to help us see how much we are paying off each month. It’s more exciting coloring in another line and visually seeing progress vs just numbers. How far you’ve come vs. how far left you have to go.

The charts are easy to use and a great visual way to track your progress. Plus it allows for ups and downs. After all, life happens.