As with all the debt payoff charts, TRACK YOUR BALANCE, not your payments. This chart shows your progress in reducing the balance to 0, it will not show you a total of how much you paid including interest.
After each payment clears (whether your regular payment or extra to the principal) check your new balance and color in the appropriate amount of spaces.
You can color in half-spaces if you want to.
You can print out a chart for every year and fill it in for the amount you want to pay off that year. This breaks down a many-year process into smaller bites so you can see your progress.
This is adigital download, you get immediate access, and can print as many times as you like. Nothing will be shipped.
All products on this site are for your personal use only.
LOVE THEM! Love seeing how each payment block colored in gets closer to the house. Visually seeing that keeps me motivated to keep going, to put any extra I can get towards it closer to the house.
G
Gillian Marshall
Excellent tracking tool
Thank you for creating this wonderful tracking tool.
These trackers actually make you think about actual cost, budget for the travel and make a savings plan. Because how are you going to an actual savings amount to save? Also need to budget a little extra for inflation / rising costs!
