Mortgage Free Land Tracking Chart

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Make a game out of paying off your mortgage!

As with all the debt payoff charts, TRACK YOUR BALANCE, not your payments. This chart shows your progress in reducing the balance to 0, it will not show you a total of how much you paid including interest.

After each payment clears (whether your regular payment or extra to the principal) check your new balance and color in the appropriate amount of spaces.

You can color in half-spaces if you want to.

You can print out a chart for every year and fill it in for the amount you want to pay off that year. This breaks down a many-year process into smaller bites so you can see your progress.

This is a digital download, you get immediate access, and can print as many times as you like. Nothing will be shipped.

All products on this site are for your personal use only.

Mortgage Free Land Tracking Chart

Debt Free charts- mortgage free land

LOVE THEM! Love seeing how each payment block colored in gets closer to the house. Visually seeing that keeps me motivated to keep going, to put any extra I can get towards it closer to the house.

Excellent tracking tool

Thank you for creating this wonderful tracking tool.

Makes paying the mortgage fun!

This chart is what motivates me to pay a little extra to make paying the mortgage a bit of fun. Definitely recommend!

Love it!

Such a great resource to use!

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Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Mortgage Free Land Tracking Chart

Make a game out of paying off your mortgage!

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