I like the visual aspect of saving and paying down debt! It's exciting and motivating to see those empty blocks fill up with color. However, when I have to use some (or all) of my Emergency Fund, do I have to start over with a new chart? There's not really anyway to "go backwards" with out starting over on a new chart. Any thoughts?
You can start a fresh chart, or you can pause filling it in until you ‘catch up’ with where it was filled in before you needed to use some of the funds. That’s why I provide a download and don’t send charts in the mail, so that you can reprint as needed.
I became debt free 2019 and we used many of your debt free charts for our goals. It was a great visual that really encouraged us to meet our goals. I have a friend who is just starting her debt free journey and I printed a couple debt free pages, hoping it’ll encourage her the same way it encouraged me and my family!
Fantastic product! I can see how small steps can make a big impact.