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Debt is Going Down
Debt is Going Down

Debt is Going Down

Regular price $0.00 Sale

Confession: I loved making Graphs in school. The nerd in me loved the organized information, the artist in me loved the visual representation of that information. So whether you are a nerd or an artistic free-spirit, tracking your debt reduction with a graph is ultra-satisfying.

 

The file has two pages, one with Months filled in for two years, starting with January, and a blank version so you can write in the months yourself if you prefer (and you don't have to start the chart with January).

How To:
Divide your total debt by 23 and use that increment to fill in the numbers on the left side, starting with 0 at the bottom.

So if your debt is $10,000, you divide 10,000 by 23 to get 434.78. round that to the closest whole amount, so $435 in this case. Write 0 in at the bottom of the chart, and add $435 each time you go up. When you get to the top it should be $10,000 (do it lightly in pencil first if you're unsure of your math).

Every month, plot the new balance with a dot at the intersection of that amount and the month, then connect the dots. If the balance falls between two of the amounts, just guess a dot at about the right spot between them.

If you reaaaaaly like coloring in charts, you can color in a bar up to the line each month.

 

There are now FOUR Graph based tracking charts, and you can get them all in a bundle herre >https://debtfreecharts.com/products/graph-your-money-bundle

 

Customer Reviews

Based on 45 reviews
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L
L.M.

Debt is Going Down

K
K.M.
Simple yet effective!

I love how the chart is customizable to each person and their debt journey. I hung it on my wall in my home office so it can keep me motivated all year!

K
K.T.
Really helpful to see the progress

I wrote my original debt amount at the top of the chart. Each month I pay towards the debt cost, I write down the new amoaunt. I really like being able to visually see on paper my progress. This chart really helps me to see where my debt amount started as well as where my debt is presently. Thank you for this free chart resource. I want to do whatever I can to get out of debt.
Keep making these very helpful charts. When my debt goes down ($0), I will definitely write another review on that!
Happy New Year

T
T.B.
Great Chart-thank you

These charts are so helpful. The visuals make all of the difference and this graph allows me to see progress on one page. 

L
L.B.
Great visual

I love these charts. Great visual motivation for staying on track

Reviews

Let customers speak for us

1761 reviews
98%
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(1)
Debt free charts.

I loved them so much. Thank you! I owe the IRS. A bankruptcy trustee, several other bills I have accrued as well using my older Childrens credit. This has helped me out so much! You are truly a Godsend!

U
RRSP
U.D.
Very Cute and Encouraging for RRSP

I have never thought about this kind of chart for RRSP and TFSA before but these charts amazing. Fun way to keep track and control your retirement in a fun way. Thank you for that Heidi

Needs additions/modifications

Over all, the charts are very helpful, and fun!! But there is quite a bit of redundancy (2 or 3 different charts for the same things). There are some I wil probably not ever use at all. I would really have liked a chart or 'map' that is specifically for Weight Loss, instead I had to use the one labeled 'Healthy Habits". In addition, I had to source a page off the internet for recording body measurements, which is not included in this package. I also modified a couple of the charts for my own purposes and goals. Definitely worth the money, since I can reprint whichever charts I want. I have recommended them to others, because I do find them motivating and inspiring.

Debt Free Chart