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Debt is Going Down
Debt is Going Down

Debt is Going Down

Regular price $0.00 Sale

Confession: I loved making Graphs in school. The nerd in me loved the organized information, the artist in me loved the visual representation of that information. So whether you are a nerd or an artistic free-spirit, tracking your debt reduction with a graph is ultra-satisfying.

 

The file has two pages, one with Months filled in for two years, starting with January, and a blank version so you can write in the months yourself if you prefer (and you don't have to start the chart with January).

How To:
Divide your total debt by 23 and use that increment to fill in the numbers on the left side, starting with 0 at the bottom.

So if your debt is $10,000, you divide 10,000 by 23 to get 434.78. round that to the closest whole amount, so $435 in this case. Write 0 in at the bottom of the chart, and add $435 each time you go up. When you get to the top it should be $10,000 (do it lightly in pencil first if you're unsure of your math).

Every month, plot the new balance with a dot at the intersection of that amount and the month, then connect the dots. If the balance falls between two of the amounts, just guess a dot at about the right spot between them.

If you reaaaaaly like coloring in charts, you can color in a bar up to the line each month.

 

There are now FOUR Graph based tracking charts, and you can get them all in a bundle herre >https://debtfreecharts.com/products/graph-your-money-bundle

 

Customer Reviews

Based on 69 reviews
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E
Emma Tenkate
Great charts

Absolutely love colouring in as soon as I may a payment. The visual is so motivating to see debt dropping

S
Sally Smith
Visual Aide

So good to have a visual aide that is hands on, I.e being able to color in your debt and seeing it go down each month is really motivating x

L
Lori Oster
Awesome chart, thank you!

Great motivational visual, thank you so much!

V
Veronica Mckinney
Love these charts...they are amazing and FREE!!!

I like having a visual record of my debt pay off journey.
I love it more that this company provides them free. Its a win..win and I am very grateful.

C
Crystal Howerton

Perfect visual way to show how debt is going down

Reviews

Let customers speak for us

2411 reviews
98%
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(1)
Love this chart!

I've only just started using the Emergency Fund chart but enjoyed colouring to the point I'm at and it's motivated me to make more money on the side to top it up!

I Paid off my Credit Card

Me encanta 😍😍😍

Aún no lo utilizo xq no he llegado a un acuerdo de presupuesto que me funcione. Pero estoy ansiosa por empezar, ya lo decore y estoy pensando juntar dinero para comprar más de sus artículos. Me encantaron, seguiré bajando los productos gratis y como dije juntare dinero para comprar unos q me gustaron. Gracias, hacen más placenteras mis finanzas

N
Debt Free Land
Nicole Smolinski
Fun!

If you’re working on paying down debt and tracking your progress these charts make it so much less boring!

R
Bank Loan
Rita Weaver
Debt chart review

I recently printed off a chart to document the debt as I paid it off. I love a visual!!!! It’s motivating.

Thank you for these tools!