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Debt is Going Down
Debt is Going Down

Debt is Going Down

Regular price $0.00 Sale

Confession: I loved making Graphs in school. The nerd in me loved the organized information, the artist in me loved the visual representation of that information. So whether you are a nerd or an artistic free-spirit, tracking your debt reduction with a graph is ultra-satisfying.

 

The file has two pages, one with Months filled in for two years, starting with January, and a blank version so you can write in the months yourself if you prefer (and you don't have to start the chart with January).

How To:
Divide your total debt by 23 and use that increment to fill in the numbers on the left side, starting with 0 at the bottom.

So if your debt is $10,000, you divide 10,000 by 23 to get 434.78. round that to the closest whole amount, so $435 in this case. Write 0 in at the bottom of the chart, and add $435 each time you go up. When you get to the top it should be $10,000 (do it lightly in pencil first if you're unsure of your math).

Every month, plot the new balance with a dot at the intersection of that amount and the month, then connect the dots. If the balance falls between two of the amounts, just guess a dot at about the right spot between them.

If you reaaaaaly like coloring in charts, you can color in a bar up to the line each month.

 

There are now FOUR Graph based tracking charts, and you can get them all in a bundle herre >https://debtfreecharts.com/products/graph-your-money-bundle

 

Customer Reviews

Based on 59 reviews
97%
(57)
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T
T.W.
Debt Free Charts

The charts are very useful motivator to stay on track with paying off your debt.

E
E.D.

Debt is Going Down

M
M.M.
Amazing

Thank you for the resources. It’s been so much help!

M
M.L.
Nice title

I like how simple and easy to use. I have used systems that are confusing to use

A
A.
Nothing gets better and more motivating

I have order Debt is going down and also some other charts on Heidi's world of chart website. I love to call it that. My reaction first just to charts were.. WOW.. It was clean to the point as shown in the pictures and it stimulates me visually and also my mind to start working on my debt with even more force. I love to see in these charts that my debt is going down and also my emergency saving is going high. It's amazingly satisfying and motivational. Thank you so much Heidi. God bless.. You are making lives better one chart at a time..

Reviews

Let customers speak for us

2256 reviews
98%
(2210)
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(1)
Useful!

Looks great and helps visually a lot!

Debt free chart

Great charts. Got them printed at my local fedex store and was completely free. Thank you!

J
Truck Loan
Jadwiga Jania

Truck Loan

S
Debtris
Shantel Muscha

Debtris

Perfect

Normally I don’t buy charts, but I felt these were worth it and I am not disappointed