Credit Card Tracking Chart

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A TOP 5 chart! Use this chart in combination with the Credit Cards chart when you have multiple credit cards to pay off.

Pay off those credit cards from smallest balance to largest. Don't be tempted to pay off the card with the big balance and high interest rate first. That may sound logical, but you are more likely to lose your momentum when the number is big and you don't see quick progress. Getting out of debt isn't about Math, it's about Momentum.

You may print multiples if needed, no need to put more than one in your cart.

Both the Original black background and the Outline versions in one file, you get both automatically!

Love these!

I downloaded two debt free charts to help us visualize paying off credit card debt and a car loan! It is so great to have these where we can see them and also fun to color in when we make payments! Thanks for the downloads!!

Credit Card Tracking Chart

I love these charts for training my debt snowball!

Great charts

Love the charts

I love being able to print free debt free charts when my budget is already tight. It helps to keep me on track and see my progress as I pay off debt.

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Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Credit Card Tracking Chart

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