Debt Free Tracking Chart

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Make getting out of debt actually FUN with this FREE chart!

"Thank you for making this boring adult stuff so fun and encouraging!" @onelittlehappy on Instagram

This is the original Debt Free chart I created for myself back in 2008.

I use this one along with whatever debt is currently on the chopping block, and post them side by side on my fridge. It can be overwhelming to see such little progress if you are starting with a whopper of a debt mountain, so using another chart for whatever individual debt is currently being worked on is a great help.

It takes a fair amount of bravery to fill in the numbers on this chart and post it in plain view. If this one becomes discouraging instead of encouraging to you, put it away for a while, and come back to fill in your progress after 6 months or every time you knock out an individual debt.

Both the Original black background and the Outline versions are included, you get both automatically!

Debt Free Charts

I am very visual. So this will help me track my progress.

Adorable charts

These are fun to color and watch your progress! I am glad I got them.

Great 👍

Makes something not so fun…FUN!

I love the visual reminder & representation of my hard work through the debt free charts. It makes something not so fun like budgeting & keeping track of debt actually fun! Highly recommend downloading & printing off this simple, easy to use tracker.

Debt Free Tracking Chart

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Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Helpful trackers

They are great

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Debt Free Tracking Chart

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