I'm sharing with you the Weekly Spending Tracker from my Big Finance Pack FREE!
You can find the rest of the pack HERE.
Weekly Spending Tracker
This is the page that sent me down a new path of other printable pages, and is still one of my very favorites.
The reason I love this page? The "Why" column, and the last two N/W and P/U columns.
Writing down WHY you spent the money can give you great insight into what's going on when you overspend.
N/W is Need/Want and P/U is Planned/Unplanned. When your sheet has multiple items that are Unplanned Wants, that's likely an issue that needs attention.
Unplanned Needs are probably a good indicator of a sinking fund that needs to be started.
Click here to download the Weekly Spending Tracker.
How to Use this Weekly Spending Tracker
Take it with you
Note WHY you spent
Note whether it was Planned or not
Note whether it was Needed or not
In the N/W column, write a N if the purchase was a Need (necessary), and a W if the purchase was a Want (unnecessary).
Like the Why column, please don't be too hard on yourself here. Use this to learn, and make changes to get your spending in line with what you truly want.
If you find you have a lot of U/N purchases, that might be a good indication of a Sinking Fund to start.
Categorize by Color
Write in your typical categories for your budget here, and then color code them each with a different highlighter. Go through the Spending list and highlight each category you spent in. At the end of the week, tally up how much you spent in each category.
I save red for marking the wants and unplanned spends, and green for marking the needs and planned spends. The goal is to have as few double red spends as possible, and note the unplanned needs, those items might be an indicator of a sinking fund you need to start.
Use one tracker a week for four weeks and see with new clarity where (and why) your money leaks are happening. Or continue to use every week as part of your budgeting system.
This is just one page from the Big Finance Pack, which is chock-full of useful and fun pages to help you get your entire money life on track.
You can find the rest of the pack HERE.
