*** 50% off the Decluttering Pack - Use code CLUTTERFREEME ***

Weekly Spending Tracker - Free Printable

I'm sharing with you the Weekly Spending Tracker from my Big Finance Pack FREE!

You can find the rest of the pack HERE.

Weekly Spending Tracker

This is the page that sent me down a new path of other printable pages, and is still one of my very favorites.

The reason I love this page? The "Why" column, and the last two N/W and P/U columns.

Writing down WHY you spent the money can give you great insight into what's going on when you overspend.

N/W is Need/Want and P/U is Planned/Unplanned. When your sheet has multiple items that are Unplanned Wants, that's likely an issue that needs attention.

Unplanned Needs are probably a good indicator of a sinking fund that needs to be started.

Click here to download the Weekly Spending Tracker.

Debt Free Charts Big Finance Pack Weekly Spending Tracker Budget Printable Planner Binder

How to Use this Weekly Spending Tracker

Take it with you

Simply carry this with you and record your spending as it happens. Do include your bills that get paid too.

Note WHY you spent

The WHY column, if you are honest with yourself, will help you see the truth about your spending patterns.
When I am tired, or grumpy, or hungry, I tend to spend more out of convenience. But sometimes I spend out of boredom, or feeling like I need a "treat". 
Don't use this column to be judgmental of yourself, but simply to notice patterns and be aware.

Note whether it was Planned or not

In the P/U column, write a P if you planned to spend this money, and write a U if this purchase was Unplanned.

Note whether it was Needed or not

In the N/W column, write a N if the purchase was a Need (necessary), and a W if the purchase was a Want (unnecessary).

Like the Why column, please don't be too hard on yourself here. Use this to learn, and make changes to get your spending in line with what you truly want.

If you find you have a lot of U/N purchases, that might be a good indication of a Sinking Fund to start.

Spending Tracker how to


Categorize by Color

Write in your typical categories for your budget here, and then color code them each with a different highlighter. Go through the Spending list and highlight each category you spent in. At the end of the week, tally up how much you spent in each category.

I save red for marking the wants and unplanned spends, and green for marking the needs and planned spends. The goal is to have as few double red spends as possible, and note the unplanned needs, those items might be an indicator of a sinking fund you need to start.

Use one tracker a week for four weeks and see with new clarity where (and why) your money leaks are happening. Or continue to use every week as part of your budgeting system.

This is just one page from the Big Finance Pack, which is chock-full of useful and fun pages to help you get your entire money life on track.

You can find the rest of the pack HERE.


Free Spending Tracker Pinterest
All products on this site are for your personal use only.

Leave a comment

Please note, comments must be approved before they are published


Let customers speak for us

2703 reviews
she duck
Love it

Working through debt with your teen has never been more fun! Thank you.

Debt Free Charts

Love them! So good to see my progress when the leaves are coloured in!

Love that this one has 200 spaces

I really like that this one has 200 spaces. I have had a Dave Ramsey chart hanging on my refrigerator for 7 years but you don't get to update the mortgage payoff very often. I downloaded this one because every house payment is one block right now. It helps to make progress you can see EVERY SINGLE MONTH. Thank you for this incentive!

Stupid Tax
Awesome chart

I was very sad to use this chart because my tax really is stupid, but I love that I can track my progress so easily. It makes me feel good to know that I'm getting rid of the stupid tax!

Debt Free Chart
Darlene Tremblay
Love the charts

Printed out a few and couldn’t wait to start using them.
They were designed very well.
Thank you for creating them.