I’m not not exactly sure how I feel about these charts (yet); I’m looking for ways to reduce my debt, and I’m trying different charts and things in order to see what will work best for me. I have many of of the Debt Free Charts’ savings charts, doodle charts, and pay down debt charts, and enjoy them. I don’t know if this chart will be what I’m looking for; but even if it doesn’t work for me, that doesn’t mean that it won’t work for someone else.