Baby Step 3 is normally saving up a 3-6 month emergency fund, and 3B is an additional step for those also saving for a house, but sometimes you have something else you want to include with this step, and a Down Payment chart doesn't cover the whole goal. So here is a Baby Step 3B chart where you can include your total savings goal for this step.
Both the Original black background and the Outline versions in one file, you get them both automatically!
I started getting serious about paying off dept a few months ago. That is when I first saw the charts. I was not ready to see the visual until 2 months ago and now get so excited to pay a bill and track it. Thank you! I am telling my friends!
As soon as I received the Link I printed them off and got started. Love that they are FREE, easy to use. I can visually see my progress getting rid of my debt. Thank you for providing this service!
