Use this chart for your combined credit cards debt, and use the Credit Card chart for each of your individual card debts.
Pay off those credit cards from smallest balance to largest. Don't be tempted to pay off the card with the big balance and high interest rate first. That may sound logical, but you are more likely to lose your momentum when the number is big and you don't see quick progress. Getting out of debt isn't about Math, it's about Momentum.
Both the Original black background and the Outline versions in one file, you get both automatically!
I have used this tracker for daily goals to help me start a routine!
Works well so far!! I love all of Heidi's trackers. They have really kept me on track with the visuals combined with actually having to do the physical coloring.
