Baby Step 3 is normally saving up a 3-6 month emergency fund, and 3B is an additional step for those also saving for a house, but sometimes you have something else you want to include with this step, and a Down Payment chart doesn't cover the whole goal. So here is a Baby Step 3B chart where you can include your total savings goal for this step.
Both the Original black background and the Outline versions in one file, you get them both automatically!
