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Snowflakes Savings Challenge - Free Printable

I'm sharing with you the Snowflakes Savings Challenge from my Big Finance Pack FREE!

You can find the entire Big Finance Pack HERE.

Snowflakes Savings Challenge

One snowflake, on it's own, doesn't amount to much. But pile it up and you can make snowballs, snowmen, even snow houses.

This page is a way to see that small amounts. gathered over time, can make a big difference.

Challenge yourself to save even a small amount, regularly, and see how much it adds up to.

Debt Free Charts Big Finance Pack Snowflake Savings Challenge Budget Printable Planner Binder

If you've been around here for a while, you probably know that I'm a bit of a rebel, and I don't like strict rules or being told there is only one way to do something. There are ALWAYS more than one way to do something. 

So I'll share a couple of ways I intended this page to be used, but you can make up your own way too

Click here to download the Snowflakes Savings Challenge Printable.

How to use the Snowflakes Savings Challenge

There is a spot at the bottom to write in your current financial goal, whether paying off a specific debt or adding to a savings fund.

Writing your current goal on the page will help you stay focused.

Option 1: 

For 30 days in a row try to set some amount aside every day, even just $1, and write that amount next to that day's snowflake.

This could be money out of your cash envelopes that you didn't spend, or every $5 bill you get in change, or money from a return, or even a few coins you find on the ground.

At the end add the total up and send that amount toward your current goals

Option 2: 

Each time you "save" money by not spending it on something (like putting something back at the grocery store), or using a coupon or discount code on something you planned to buy anyway, write those amounts down. 

It doesn't have to be 30 days in a row for this one.  

At the end add up your total amount "saved" by not spending it, and then transfer that amount to your current debt payoff or savings goal.

Each Snowflake has two lines.

Line 1: Amount saved

Line 2: Either how you saved it, or the date, whichever makes sense for you

This Challenge is about recognizing that small amounts and small choices do add up.


This is just one page from the Big Finance Pack, which is chock-full of useful and fun pages to help you get your entire money life on track.

You can find the rest of the pack HERE.

Snowflakes Savings Challenge Pin

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Carla Meineke
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I started a Debtris chart a long time ago and it was really fun and motivating. My kids even enjoyed seeing the colors filling up the page bit by bit. This past summer we had to replace our HVAC system. Though our credit is good, we couldn't secure enough financing and ended up paying for it on credit. The silver lining to this was ordering another Debtris chart and starting over from the beginning to use a different color scheme that will be prettier! :)

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