Debt Free Christmas Set

Regular price ~~$7.50~~ $0.00 Sale

This little set of Christmas trackers are perfect for tracking your Christmas savings goals, so you can pay Cash this year instead of racking up your credit card.

Use a chart to count down the days till Black Friday shopping (August 15th is when to start tracking for 2022), or to count down to Christmas Day (for 2022 start the countdown on September 16th).

Kids love using the charts for countdowns too!

Included in this set:

Debt Free Christmas Game Chart
Christmas Classic Chart
100 Christmas Doodles
100 Nativity Doodles

There are so many fun ways to use these charts:

Countdown to Black Friday Shopping (start Aug. 15, 2022)
Countdown to Christmas Day (start Sep. 16, 2022)
Savings goal for gift money
Savings goal for holiday travel
Charitable giving goals
Gift of Time goal (one space/doodle per X minutes/hour of time)
And more!

Instant Digital Download, nothing will be shipped.

For How-To instructions, click here.

Helpful trackers

They are great

A fun activitiy to help save

This is a fun way to help you save for Christmas and not go into debt to pay for gifts. I definitely recommend for all ages!

Debt Free Christmas Set

I love all the products from Debt free charts

Very usefu. Love all their products

1 2 3

Sinking fund

I use this chart as a tracker for my property tax sinking fund. Love it!

Definitely brings me joy

I bought the book and now also have a download for years to come. Normally I'm not that good with planners, but this one I use every day. Probably because it is designed so well: it is pretty simple with lots of space to write on all the planning pages, just some doodles for decoration. For me that is just perfect! Then there are also pages for fun and making memories, which are more decorative, and therefore also fun to use. I think I'm in love...

Amazingly Generous!!

Heidi has provided a free and easy way to begin or continue your debt free journey using her charts. They make getting control of your finances fun! And instead of having to pay for everything, she provides them for free.

These make great gifts

I started using these when life got overwhelming and I felt as though I wasn’t getting anywhere. I stumbled upon this site and it has been a game changer! Started to see the light at the end of the tunnel. The visual aspects has kept me motivated. My kids young and older have joined in this journey. That was a blessing! I have even gifted to some other friends that were trying to climb out of debt and they have stuck with it! I so enjoy these and glad some are free and that she made books too. Free lets you try to see if it’s something that will work for you without wasting money on something that didn’t work. Thank you so much for all you offer! It has helped tremendously! I would definitely recommend a thousand times over.

Debt Free Christmas Set

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