I started a Debtris chart a long time ago and it was really fun and motivating. My kids even enjoyed seeing the colors filling up the page bit by bit. This past summer we had to replace our HVAC system. Though our credit is good, we couldn't secure enough financing and ended up paying for it on credit. The silver lining to this was ordering another Debtris chart and starting over from the beginning to use a different color scheme that will be prettier! :)
