I seen the Past Due Chart and said I am going to try it and see what it is like. I printed it and got it organized to the amount that I was past due and hung it next to my desk. Looking at it every day I wanted to keep coloring a line so I would cut something out of my day that I did not need just to pay on it so I could color again. If I keep going the way I am I will have a big debt paid off in three months thanks to this chart. I would say any of the charts on the site are GREAT.