As with all the debt payoff charts, TRACK YOUR BALANCE, not your payments. This chart shows your progress in reducing the balance to 0, it will not show you a total of how much you paid including interest.
After each payment clears (whether your regular payment or extra to the principal) check your new balance and color in the appropriate amount of spaces.
You can color in half-spaces if you want to.
You can print out a chart for every year and fill it in for the amount you want to pay off that year. This breaks down a many-year process into smaller bites so you can see your progress.
This is adigital download, you get immediate access, and can print as many times as you like. Nothing will be shipped.
All products on this site are for your personal use only.
LOVE THEM! Love seeing how each payment block colored in gets closer to the house. Visually seeing that keeps me motivated to keep going, to put any extra I can get towards it closer to the house.
G
Gillian Marshall
Excellent tracking tool
Thank you for creating this wonderful tracking tool.
J
Jewels Johnson
Makes paying the mortgage fun!
This chart is what motivates me to pay a little extra to make paying the mortgage a bit of fun. Definitely recommend!
I have used this tracker for daily goals to help me start a routine!
Works well so far!! I love all of Heidi's trackers. They have really kept me on track with the visuals combined with actually having to do the physical coloring.
