Iām not not exactly sure how I feel about these charts (yet); Iām looking for ways to reduce my debt, and Iām trying different charts and things in order to see what will work best for me. I have many of of the Debt Free Chartsā savings charts, doodle charts, and pay down debt charts, and enjoy them. I donāt know if this chart will be what Iām looking for; but even if it doesnāt work for me, that doesnāt mean that it wonāt work for someone else.