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Listen to that Call to Show Up

Look at God. This map is showing all 143 countries (by province/state) where someone has downloaded a Debt Free Chart.


I did not make this happen. All I did was show up when I felt God calling me to step up.

The first chart I made was just for myself, and I could have kept it that way. Instead, I listened to that tug telling me to share it, that it might help someone else too..

This is beyond humbling. The only reason I share this is to be an example of what God can do when we simply listen and obey.

If you have that tug that you are supposed to do something that is of no benefit to you but will help another soul, please step up and follow that call. We have no idea how God can use us, each of us, to spread goodness throughout this world. I surely would never had a dream this big. I still don’t. But I’m showing up and letting God do His thing.

If I could give you each a hug, I would. Thank you for sharing Debt Free Charts and spreading them across the entire world ❤️❤️❤️

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“Now all glory to God, who is able, through His mighty power at work within us, to accomplish infinitely more than we might ask or think.” Ephesians 3:20 
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When I posted the above on Instagram the most common response was the word "Amazing" and I couldn't agree more. I am in awe.

But there was another response that stuck out to me, she said "You absolutely made this happen, give yourself more credit!" to which I responded "Thank you. But I didn’t make it happen. It happened on its own, I’m along for the ride. I had a part to play, and I did my part. God took card of the rest "

Really, truly, I played a PART, this wouldn't have happened if I had stayed in doubt, stayed in indecision. Instead of staying there, thinking that the way the charts helped me was just my thing and they wouldn't really help others, or that I didn't know what to do to spread the word more, I moved. I posted a chart in a forum. I put the links up on a (super ugly) blog. I put it out there. But it really did grow on it's own. For 8 years it grew without my knowledge. If you want to read more about that story, click here.

When it came to my attention that Debt Free Charts were affecting so many, I stepped up again, through the doubt, to do what I could to help even more people. I'm still doing that every day. 

So I take credit only for moving when I felt called to move, even though I doubted and wondered, and was overwhelmed. I moved. I took action. 

But the OUTCOME I do not control. None of us control the outcome of anything we do. What we can control is OUR OWN ACTION.

The Outcome is all God. 


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Amazing way to start a new year in a new way

I started off with checkbook registers as a child. I had microsoft money when I went to "grow up" with my first computer in the past before they discontinued it. It makes me sad as I did like that despite never using it for any budgeting purposes persay but having all my bills in it for a 12 month view made it pretty easy to "visually budget". I've tried quicken for pc and for mac and it's okay until they force me to upgrade to the next year version. I've tried simple excel worksheets and complex ones. NOTHING seems to keep me motivated now that I'm getting serious about getting out of debt. I started this at the beginning of 2021. I downloaded several of Ms. Nash's bundles and separate sheets and what I've found that works for me is a mixture of them all (despite some being pretty much the same thing but slightly different). Going back to what first worked... I incorporated all her forms with a simple checkbook register (but printed on computer paper instead of the tiny book) and it's all in a binder. I went fancy with the heavy duty "better" binder from staples and pre-printed monthly dividers. I've colored in nearly all the monthly quotes which definitely make me think and make things more fun. I bought colorful erasable pens and what I've found by pulling out this book which is mostly Ms. Nash's charts, I'm actually looking forward to having some "color time" while updating bills/income/etc and I spend more time paying attention to the numbers than I ever had before. I second guess purchases to make myself not have to "write" as much down AND.... I'VE GOT MY HUSBAND ON BOARD!!! By putting it on paper with all my "silly colorful charts", my husband is looking at them and pulling the book out on his own to look at how things are going. In our 8 years of marriage and 10 years of being together, honestly, I've always handled the money stuff and he just expected things to work out. When stress of "how is this going to end up" when I started my Dave Ramsey journey a few years ago, it definitely doesn't work well when only one is on board. Finally, this method has brought us together. Granted, he DOESNT write anything at all down, but he's very interested in seeing how we made the goals and what we're looking like through the month. We are dreaming of the future for the first time! SO EXCITED!

I love the Debt Free Chart

Amazing Tool...Easy to use, keeps you accountable, you see the results and you want to keep going. I do recommend using this chart.

Exactly what I needed - 30 day challenge

Sometimes you need a short time based goal to kick you into gear and get you to focus on a 30 day challenge, 1 day at a time. This pack is exactly what you need. And I needed. Sometimes it’s just easier to focus on a 30 day goal to keep you going into long term changes. This pack is perfect, love it.

Create a habit!

I love these charts! They say it takes 30 days to create a habit, well this chart will keep me on track for that! So excited.

lOVE ALL THE CHARTS

I keep coming back for more charts.