You'll notice that not all the charts on Debt Free Charts are free. I want to always have free charts for those just starting out and slogging through the hard beginning. Because make no mistake, it's not easy, but it is worth it!
If you've read Dave Ramsey's books on getting out of debt, he breaks down the process into Baby Steps. Baby Step 0 is getting current on all your bills, Baby Step 1 is saving up your first Emergency Fund, and Baby Step 2 is paying off all your debt (except the mortgage). So the charts for those steps, BS0. BS1 and BS2, will always be free. These include the Get Current, Starter Emergency Fund, all the Credit Card charts, Car Loan, tax, medical and dental bills, and even some amazing game style charts like Debt Free Land, Game of Loans, and Debtris.
Charts for steps further along the journey are super affordable. If you are saving up for a vacation or motorcycle or a downpayment for a house, a few dollars to help you stay on track and motivate you to get there faster is a no-brainer.
Sales of the charts are what makes it possible to give away so many free ones. Without the income from the paid charts, this website couldn't exist without being a drain on our personal finances.
Still, I hope that this structure makes it possible for you to get to your debt freedom. I am happy to provide visual motivation to help you along your way.
Hey Joel,
Good question. The Taxes chart is $1 because it is more of a sinking fund chart, like the Property Taxes chart, a known expense to save up for, not really a debt. There is a free IRS Tax Bill chart, but perhaps I need a Back Taxes chart as well for those paying other Taxes off during BS2. Thanks for asking!
Why is the Taxes one $1 when people have taxes in BS1 and BS2 ?