2022 Money Challenge Year
2022 Money Challenge Year
2022 Money Challenge Year
2022 Money Challenge Year
2022 Money Challenge Year
2022 Money Challenge Year
2022 Money Challenge Year
2022 Money Challenge Year

2022 Money Challenge Year

Regular price $29.00 Sale

What would it mean to you if you finally had the tools to create the Freedom and Peace of Mind you want so much?

I'll tell you something - it's not about the numbers.

If you've been trying to win by working the numbers, by cutting your budget back to nothing, by scrimping and saving and tightening your belt, by snowballing and avalanching and it's still not working because you keep getting in your own way, then this is for you.

Just imagine if you could:
  • Quickly get your financial goals in order and be able to keep it that way.
  • Actually feel excited (instead of overwhelmed) about what you want to create in the next year, because you've got a solid plan.
  • Stop feeling like you are spinning your wheels getting nowhere, and actually make massive progress toward your goals.
  • Feel completely confident about where you are going and how you are going to get there. 
  • Get to the heart of your money struggles and discover a system that works with you, not against you.
  • Learn how to think like someone who's got this money thing all figured out.
  • Create better habits that will lead to lasting change and stable finances.


The Money Challenge Year started as a live 7 Day Money Challenge I did in 2018. The live Challenge was a big hit, and thousands of people joined in to learn a new way to set goals and learn more about themselves in the process of reaching higher. They did amazing things in just 7 days, and asked for monthly charts so they could keep going all year.

So I turned the 7 Day Money Challenge into the Money Challenge Year.

With the Money Challenge Year you will make more progress toward your dream future than you ever thought possible.


Every month you'll set a new challenge goal, and using the simple worksheets will keep you focused on the possibilities, instead of the struggles, and with that focus, you keep moving forward.

Like no other planner or financial workbook - the Challenge Year is designed to shift your mindset from "it's impossible" to "it is inevitable!".

You set your own challenge goal each month, and start brainstorming... if it WAS possible to reach that goal in one month, what would it take? How COULD you get there?

You'll be inspired to try new things, to think bigger, to be bolder, and even though you may not get there every month, your personal growth will take leaps.

Even if you don't reach your challenge goal, you will learn what doesn't work, what does work, and why, and with that knowledge, you'll tweak your approach and get better results.

And you get a fresh start every month - so by the end of 2020 you will have grown into the person who CAN reach those big goals, and you'll be inspired to reach for dreams you once thought impossible!

Challenge yourself each and every month to reach high and see how much you can do!

This complete year of Challenges has the following pages for each month:

  • Monthly Money Challenge Chart so you can set big goals every month
  • Monthly Income Sheet for tracking all the money that enters your life - NEW design!
  • Monthly Evidence Sheet so you focus on the proof that you can succeed
  • Monthly Spending Days Calendar to use for planning out your spending (with both Sunday start and Monday start calendar options)
  • Monthly Blessings Sheet for writing down one thing you are grateful for every day
  • Monthly Habit Tracker so you can build those new habits that you need to reach your goals 
  • Both Classic and Outline versions included

That's 84 pages* (7 pages x 12 months) that will carry you through the entire year and help you stay focused on the GOOD stuff, so you will develop the mindset you need to have your best year ever.

Plus I've included these 5 BONUS challenges ($7.50 value) to help you set big goals for the entire year:

  • 2022 Money Challenge
  • 2022 Savings Challenge
  • 2022 Payoff Challenge
  • 2022 Income Challenge
  • 2022 Net Worth Challenge
  • 2022 Side Hustle Challenge (NEW!)

At just $29, that is under $3 per month to stay focused on the right things and keep up your motivation.

*Total page count is 94 pages including the Bonus Challenges.

PLUS I've added The Money Challenge Workbook as a FREE BONUS - which includes ALL the powerful exercises from the Live Challenge!

Every page is designed to start shifting what you believe is possible in your money life. And what you believe is possible determines what is possible for you.

When you begin to really challenge yourself, to reach for bigger dreams, you'll discover how powerful you really are.

I took the Live Challenge content and created this Workbook, with all the same powerful exercises that helped past Challengers save an average of $265 in just 7 days!

  • Discover more money than you knew you had
  • Learn the one thing that makes you fear failure and eliminate it
  • Discover why you deal with money the way you do
  • Learn what is holding you back from success and how to let it go
  • 8 lessons to get you out of overwhelm and into action
  • 8 powerful exercises that can transform your relationship with money
  • Read digitally, or print out this beautiful workbook
  • 32 pages total

All together that's:

  1. The Money Challenge Year pack (94pgs, $49 value)

  2. 5 BONUS challenges ($7.50 value)

  3. BONUS Money Challenge Workbook (32pgs, $49 value)

Money Back Guarantee - If at any time before December 31, 2022 you decide that the 2022 Money Challenge Year wasn't worth every penny, just send us an email and you'll be refunded your full purchase price.

You've got nothing to lose, and a whole year of motivation to gain.

Comes with both Sunday start and Monday start calendars, and both Original style charts with the black background and Outline style charts for less ink use.


This is included in the All Access Pass - Login to the AAP website and go to the Other Goodies tab - (Note: The All Access Pass is no longer available.)


This is a PDF Download that you can access immediately and print yourself. 





Customer Reviews

Based on 31 reviews
Kimberly Hebert
Amazing way to start a new year in a new way

I started off with checkbook registers as a child. I had microsoft money when I went to "grow up" with my first computer in the past before they discontinued it. It makes me sad as I did like that despite never using it for any budgeting purposes persay but having all my bills in it for a 12 month view made it pretty easy to "visually budget". I've tried quicken for pc and for mac and it's okay until they force me to upgrade to the next year version. I've tried simple excel worksheets and complex ones. NOTHING seems to keep me motivated now that I'm getting serious about getting out of debt. I started this at the beginning of 2021. I downloaded several of Ms. Nash's bundles and separate sheets and what I've found that works for me is a mixture of them all (despite some being pretty much the same thing but slightly different). Going back to what first worked... I incorporated all her forms with a simple checkbook register (but printed on computer paper instead of the tiny book) and it's all in a binder. I went fancy with the heavy duty "better" binder from staples and pre-printed monthly dividers. I've colored in nearly all the monthly quotes which definitely make me think and make things more fun. I bought colorful erasable pens and what I've found by pulling out this book which is mostly Ms. Nash's charts, I'm actually looking forward to having some "color time" while updating bills/income/etc and I spend more time paying attention to the numbers than I ever had before. I second guess purchases to make myself not have to "write" as much down AND.... I'VE GOT MY HUSBAND ON BOARD!!! By putting it on paper with all my "silly colorful charts", my husband is looking at them and pulling the book out on his own to look at how things are going. In our 8 years of marriage and 10 years of being together, honestly, I've always handled the money stuff and he just expected things to work out. When stress of "how is this going to end up" when I started my Dave Ramsey journey a few years ago, it definitely doesn't work well when only one is on board. Finally, this method has brought us together. Granted, he DOESNT write anything at all down, but he's very interested in seeing how we made the goals and what we're looking like through the month. We are dreaming of the future for the first time! SO EXCITED!

Help yourself to achieve more!

2021 will be the second year that I've used this type of Money Challenge Year pack. I love that the monthly charts can work regardless of the goal - whether that be savings, debt payments or something else.
The activities in the Money Challenge workbook can take a bit to wrap your head around, however now that that I have learned these methods, I am achieving more and will never go back to how I previously set goals.

Tyesha Reddick

2021 Money Challenge Year

Katie L
Great yearly focus!

I love this pack! I found debtfree charts as I was paying off debt and continue to use them for that purpose, but am also really focusing on saving now as well. I love that this has yearly and monthly sheets! I had oddly never thought to have a savings goal for month and now I'm going to this year and hope that it helps me save more money! I love the monthly quotes and if 2020 taught me anything it is to be thankful for what I have so I like the gratitude sheets!

victoria jolicoeur
Savings Challenge Charts

I’m so excited about this 2021 Challenge and these charts are perfect for me because I love being able to mark it up as time progresses as I did with the Debt Free Charts!


Let customers speak for us

2739 reviews
Love this!

Works perfectly for keeping track of our debt journey!!

Van Loan
Nichole Clark
Van Loan

Thank you for the van chart. Seeing the loan amount in person and my progress helps me make principal payments!

Credit Card
Megan Ahnert
Love these!

I downloaded two debt free charts to help us visualize paying off credit card debt and a car loan! It is so great to have these where we can see them and also fun to color in when we make payments! Thanks for the downloads!!

3 Month Emergency Fund
Marcianna Rivera
Awesome charts!

These charts are so helpful. They are a great visual for tracking goals.

Bank Loan
Kasia Inne

Great Tracer! I recommend to everyone :)