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2021 Money Challenges Set
2021 Money Challenges Set

2021 Money Challenges Set

Regular price $0.00 $6.00 Sale

I challenge you to set big, crazy goals and see how much you grow by reaching for them.

When you set big, crazy goals, the actual goal is NOT to reach the goal but to become someone who goes after big goals and gets better and better at reaching them. It truly is more about who you become and how you grow by reaching toward that big goal than it is about the actual goal. 

I included the word Challenge on these charts because they shouldn't be easy goals. If you set easy goals, then they aren't really goals, they are just a checklist. That's fine if that's all you want. But if you want to go further, reach higher.

There are five charts in this set (file is 11 pages), and you get both the classic black background and the outline version (which uses way less ink). 

Money Challenge

Track whatever money goal you want to with this chart.  Some suggestions:

  • Side Hustle Income
  • Business Revenue
  • Work Bonuses
  • Freelance Work Income
  • Selling your Clutter

Payoff Challenge

Track your total debt payoff progress for the year. 

Savings Challenge

Track all your savings goals for the year on this chart to see the full picture of all your hard work. Set a big goal and see how close you can get!

Income Challenge

This chart is for those who are increasing their income at their current job or in their own business. Making more sales, increasing prices, taking extra shifts, working overtime, or working to earn a promotion and a pay raise, can all give a great boost to your regular income. Set the amount of income you hope to make in 2021 and get busy!

Side Hustle Challenge

The ways to earn some side money are endless. Here are just a few:

  • Delivery driving
  • Selling your Clutter
  • Freelancing
  • Teaching English online
  • Yard Work and Hauling
  • Selling your crafts

No matter how you earn that extra bit, use this chart to track your total.

Net Worth Challenge

Track your 2021 increase in Net Worth with this printable chart. Whether paying off debt or increasing savings, you can track them all with this one chart showing you the overall effect of all your hard work on your bottom line.


When you reduce your debt or increase your savings, you increase your Net Worth by that same amount.

How much do you hope to pay off AND put into savings in 2021 to improve your Net Worth?

To set up your chart, follow the instructions here >

Set a big goal (even an impossible one) for 2021 to improve your financial situation, and see how close you can get!



Customer Reviews

Based on 1 review
I love it

THank you so much for creating these and sharing them. I use mine and its definitely helpful. Thank you so much


Let customers speak for us

2004 reviews

Thank you for making it free for everyone! You're helping a lot of people 😍

Amazing way to start a new year in a new way

I started off with checkbook registers as a child. I had microsoft money when I went to "grow up" with my first computer in the past before they discontinued it. It makes me sad as I did like that despite never using it for any budgeting purposes persay but having all my bills in it for a 12 month view made it pretty easy to "visually budget". I've tried quicken for pc and for mac and it's okay until they force me to upgrade to the next year version. I've tried simple excel worksheets and complex ones. NOTHING seems to keep me motivated now that I'm getting serious about getting out of debt. I started this at the beginning of 2021. I downloaded several of Ms. Nash's bundles and separate sheets and what I've found that works for me is a mixture of them all (despite some being pretty much the same thing but slightly different). Going back to what first worked... I incorporated all her forms with a simple checkbook register (but printed on computer paper instead of the tiny book) and it's all in a binder. I went fancy with the heavy duty "better" binder from staples and pre-printed monthly dividers. I've colored in nearly all the monthly quotes which definitely make me think and make things more fun. I bought colorful erasable pens and what I've found by pulling out this book which is mostly Ms. Nash's charts, I'm actually looking forward to having some "color time" while updating bills/income/etc and I spend more time paying attention to the numbers than I ever had before. I second guess purchases to make myself not have to "write" as much down AND.... I'VE GOT MY HUSBAND ON BOARD!!! By putting it on paper with all my "silly colorful charts", my husband is looking at them and pulling the book out on his own to look at how things are going. In our 8 years of marriage and 10 years of being together, honestly, I've always handled the money stuff and he just expected things to work out. When stress of "how is this going to end up" when I started my Dave Ramsey journey a few years ago, it definitely doesn't work well when only one is on board. Finally, this method has brought us together. Granted, he DOESNT write anything at all down, but he's very interested in seeing how we made the goals and what we're looking like through the month. We are dreaming of the future for the first time! SO EXCITED!

I love the Debt Free Chart

Amazing Tool...Easy to use, keeps you accountable, you see the results and you want to keep going. I do recommend using this chart.

Exactly what I needed - 30 day challenge

Sometimes you need a short time based goal to kick you into gear and get you to focus on a 30 day challenge, 1 day at a time. This pack is exactly what you need. And I needed. Sometimes it’s just easier to focus on a 30 day goal to keep you going into long term changes. This pack is perfect, love it.

Create a habit!

I love these charts! They say it takes 30 days to create a habit, well this chart will keep me on track for that! So excited.