When my husband and I moved into our first home we didn’t realize all the expenses that come along with home ownership. Not too long after we moved in the time came for a new furnace and we didn’t have the money, so we got a loan for it. It was a 0% interest loan so we thought it wasn’t a big deal. Fast forward to 2 years later, we don’t live in that house anymore but we’re STILL paying that loan! This chart has given us the motivation to help us pay back that loan early and free up an extra $100 a month for us. It may seem silly but we love coloring in a spot every chance we get and seeing that we’re closer to our goal of being debt free is so satisfying! So thankful for this!